Homeowners Insurance in Murrieta & Temecula CA
Murrieta – Temecula – Riverside – Fallbrook – San Diego
Homeowners insurance provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: coverage for the structure of your home; coverage for your personal belongings; liability protection; coverage for additional living expenses
Hard To Place Dwelling
We offer home insurance in Murrieta and Temecula, CA, for high value home, hard to insure wildfire areas, and homes that have received a non renewal notice. As a last resort we can also offer California Fair plan with a Supplemental policy to get you covered.
The California Fair homeowners insurance plan provides basic Fire insurance for high-risk properties when traditional insurance companies will not. Primary homes, secondary homes, long-term rentals, short-term vacation rentals, condos, townhomes, vacant homes, manufactured/mobile homes, and commercial buildings are eligible! The Fair Plan satisfies all mortgage lender requirements.
We offer supplemental policies to go with the California Fair plan in the form of a Difference in conditions policy or Liability only policy. A DIC policy includes: Water Damage, Theft, liability, and more.
Farm & Ranch
Farm and/or ranch policies can include property coverage, as well as liability coverage for farm/ranch operations. The farmers home insurance can vary greatly based on the needs of your farming or ranching operation. We can write Standalone liability for farming risks: Vineyards, Groves, Commercial farms etc.
Specialty Dwelling Insurance
Designed for homes that are vacant, secondary or seasonal, vacation rentals, or homes under construction. We have a product for all of these scenarios.
Landlord Insurance
A comprehensive policy designed to cover a structure that is rented to others. A Landlord policy would cover the structure for damage caused by Fire, water, vandalism, and more. A typical landlord policy will also include liability, medical payments, and personal injury coverage.
Condo Insurance
Condo insurance also referred to as an HO6 policy, this type of policy covers the interior walls of your unit. Floors, cabinets, fixtures are some of the items covered under an HO6 policy, along with Liability and your personal belongings. We can also cover units rented to others under an HO6 policy.
Insurance For Renters
Did you know that when you rent a house or apartment, your landlord’s policy doesn’t cover your home insurance?
Make sure you receive a policy that covers you for replacement of stolen or damaged property, personal liability, and more. Enjoy the peace of mind that your personal property is properly insured through a renters policy.
Umbrella Insurance
Umbrella Insurance is additional liability insurance designed to help protect you from potential claims and legalities. It provides additional liability coverage above the limits of your homeowners, auto and other insurance policies.
We offer Home Protect Insurance Near Me in Murrieta and Temecula, CA.
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